Online Legal Resources


Online Legal Resources18 May 2008 11:57 pm

In the UK we are extremely fortunate to have a Healthcare system that is one of the best in the world. Despite the huge task that they are faced with, the National Health Service (NHS) performs its role extremely well.

New efficiency targets and standards of excellence have been set by the Labour Government since they came to office in 1997. There have been considerable improvements in the service generally. However, because of the sheer volume of people using the NHS, it is inevitable that not everyone will have a happy or positive experience.

The very fact that the NHS have tough targets to meet and a streamlined budget means that staff are constantly under pressure to perform and the law of averages dictates that mistakes will happen.

If you have been the victim of a medical error the law in the UK allows you to make a claim for clinical negligence against the health professional or local “Trust” that treated you.

You generally have 3 years to make your claim from the date of injury but this can be extended if you later learn of (or receive knowledge of) the injury following further medical advice. Limitation in this area can be complex and you are advised to seek a legal opinion on your circumstances even if the initial 3 year period is spent.
In order to pursue a claim, you must firstly have your case assessed by a clinical negligence lawyer. The Law Society of England & Wales have a select panel of lawyers / solicitors who are authorised to deal with these claims. The Clinical Negligence Panel is a very select group of specialist lawyers. You must ensure that any lawyer who you instruct to deal with your case is actually a member of the panel. This will provide you with an opportunity to receive the best possible advice and legal representation.
You will need to consider how best to “fund” your claim. This means that you will must deal with the question of how the legal costs in pursuing the action are to be paid for. There are a number of funding options because medical negligence claims are treated rather differently to accident related personal injury claims in the UK:

• You might be entitled to Public Funding (formerly “legal aid”) which means that your costs and disbursements (expenses necessary to prove the claim) will be covered by agreement with the Legal Services Commission.

• You may opt for a “No win No fee” agreement with your solicitor. Here your legal representative agrees to act for you on the basis that they will only recover costs if / when they win your claim. You would be liable for payment of any disbursements and would need to insure against losing the case in court and having to repay defence costs.

• If you are a member of a Trade Union, there may be provisions within the benefits of your membership to pursue a claim without incurring costs.

• You may have a legal expenses insurance policy which will cover you for such a claim. These policies are commonplace with for example Home insurance policies in the UK.

• Finally you may wish to fund the claim privately by paying your lawyer on an hourly basis. Reasonable costs and disbursements would be recovered if you were successful in making your claim.

Once the funding issue has been dealt with, the next step involves assessing and proving liability. Very often it can take time to properly establish liability. This is because most cases are usually complex in nature and initial investigations need to be carried out in many cases. These investigations can involve reviewing the claimants medical records (GP notes etc) and asking the claimant to undergo a medical examination.
In order to win the case you must show that a “standard of care” was owed to the claimant by the defendant (medical professional) and that this standard was breached. You must then establish causation - in other words prove that injury or harm resulted from the breach.

It goes without saying that medical negligence claims are very complex and can take a long time to conclude. They are not run of the mill claims that can be dealt with by any lawyer. You need specialist legal assistance from day one and must be prepared to cooperate fully with your lawyer.

The levels of compensation can be substantial. This is mainly because the injury or harm in many cases can be severe and long lasting. If your claim succeeds you may be able to claim for future treatment costs, loss of earnings as well as pain and suffering.

If you have suffered injury in these circumstances, please contact an authorised lawyer for advice. For more information about making a medical negligence claim in England & Wales, please visit the “Medical Claims UK” website - compensation advice when you need it most.

Martin Nolan is a Legal Marketer with a firm of compensation lawyers in the UK. For more information visit http://www.theclaimsconnection.co.uk/medical-negligence.html

Online Legal Resources24 Apr 2008 06:09 pm

Renters insurance is often overlooked by people who are renting their house or apartment. Many people don’t realize that their landlord’s insurance only covers the building that you live, there in no coverage for your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types of perils. Most renters’ policies are actually very inexpensive, especially when compared with regular homeowners insurance; and it’s easy to get a renters insurance quote. People who rent their homes or apartments may not realize that they may need liability insurance. You could be held responsible for injury to another person if they were injured in your rented residence. Fortunately, most renters insurance will guarantee personal liability coverage. Renters insurance will be able to help protect you in case of a liability lawsuit against you. In addition, if the place you are renting becomes unlivable for any reason, most renters’ insurance policies will allow additional living expenses. This means that your insurance will pay for your hotel room or any other expense you may have if your home become unlivable.

Some suggestions keeping your Renters Insurance premium low.

The cost of your renters insurance coverage will depend on many factors, including the place you live, your insurance company, your deductible, and many other factors. One tip is to increase the deductible, which will in the long run lower the amount of money you will have to pay. If you put in safety measures like fire alarms, burglar alarms, and fire extinguishers your insurance company may offer a discount. If you rent a home, a renters insurance quote will provide you with peace of mind and security for as long as you rent a home. With a little planning and searching you’ll be able to find great rates on Renters insurance quotes and cheap renters insurance.

Mike Yeager

Publisher

http://www.a1-insurance-quotes-4u.com/

Online Legal Resources05 Apr 2008 01:51 pm

A person is always subject to the chance of an accident or other mishaps that might inflict an injury on him or her. For example, it is a common thing for a person to get injured through the misdeeds of others. In such cases, when a person gets wounded or injured through the negligence or deliberate activity of a third person, personal injury lawyers are the people on whom the victim can rely.

New York is the busiest city of the United States of America, where all types of people from different parts of the country make their way to earn their living. Therefore, every person there has a high probability of facing an accident through the mistake of another one. On such cases, the victim who suffers such an unfortunate event has the full right to take legal action against the person responsible for such event. This not only gives proper justice to the victim, but also gives him or her the opportunity to claim compensation for the treatment.

New York-based personal injury lawyers and law firms provide all the legal services in New York federal court for claiming compensations. Most of the lawyers and attorneys practicing in New York are experienced and diligent professionals who can render support for all legal functions (starting from presentation in the court to claiming monetary compensation for medical and other expenses).

Most of the New York-based personal injury lawyers and attorneys are experienced professionals in their respective fields of personal injury law. Among various personal injury lawyers in New York are wrongful death lawyers, personal mesothelioma lawyers, and birth injury lawyers.

New York Personal Injury Lawyers provides detailed information on New York Personal Injury Lawyers, New York Wrongful Death Lawyers, New York Mesothelioma Lawyers, New York Birth Injury Lawyers and more. New York Personal Injury Lawyers is affiliated with New York Personal Injury Lawsuits.